Legal & Disclosures

Not a commitment to lend

This is an informational tool, not a loan application, pre-qualification, or a commitment to lend. All figures are estimates. All loans are subject to credit approval, underwriting approval, property approval, investor requirements, and applicable conditions. Rates and terms are subject to change without notice.

VA IRRRL eligibility

To qualify for a VA Interest Rate Reduction Refinance Loan (IRRRL) you must have an existing VA-backed home loan. Cash-out is not permitted on an IRRRL. A minimum 0.5% reduction in the interest rate must occur when refinancing a previous fixed-rate loan to a new fixed rate, or a 2% minimum reduction when refinancing a previous adjustable-rate mortgage to a fixed rate. A minimum of six consecutive monthly payments must have been made on the current loan, and the new loan must close at least 210 days after the first payment due date. Refinancing may increase the total finance charges over the life of the loan. Additional restrictions and conditions may apply — contact a licensed loan officer for full qualification requirements.

Government non-affiliation

[COMPANY LEGAL NAME] is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs or any other government agency.

Licensing

[COMPANY LEGAL NAME] · NMLS #[COMPANY NMLS]. [STATE LICENSE LIST]. Equal Housing Opportunity / Equal Housing Lender. For licensing information, visit NMLS Consumer Access ↗.

Information & liability

The information on this website is believed to be reliable but is not warranted as to accuracy or completeness and is provided without liability for errors or omissions. Nothing here is tax, legal, or financial advice; consult your own professional before acting. Site content is the copyrighted property of [COMPANY LEGAL NAME]; unauthorized use is prohibited.

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